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What's Covered

Understanding Your Renters Policy

Your landlord's policy covers the building, not what's inside your home. Renters insurance protects your belongings, your liability, and your ability to stay housed if the unexpected happens.

Personal Property

Covers furniture, electronics, clothing, and other belongings against covered losses such as fire, theft, and certain water damage.

Personal Liability

Helps protect you if someone is injured in your rental or you accidentally damage another person's property.

Additional Living Expenses

If a covered loss makes your home unlivable, this helps pay for temporary housing, meals, and related costs while repairs are made.

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